SCS Logo

Medical Insurance

Shelby County Schools offers medical benefits administered by Cigna. The side-by-side comparison below provides information on the benefits, copayments, deductibles, and coinsurance for each plan. In-network hospitals include Methodist, LeBonheur, St. Francis, St. Jude and Regional One. Baptist is considered an out-of-network provider. Click here for benefits premiums.

  • Full-time permanent employees (working 30 hours or more per week) may enroll in coverage within 30 days of their hire date (30 days for a re-hire). Employees may cover their legal spouse (if they do not have access to affordable employer sponsored group coverage) and their dependent children age 26 and under.
  • Enrollment must be completed online at www.benefitsinsight.com
  • Coverage is effective the first day of the month after the completion of 30 days of employment.
  • You can only make changes to your health benefits during Open Enrollment each year or within 30 days of a qualifying life event (example: marriage, divorce, birth/adoption of a child, loss of other coverage, dependent loss of other coverage, etc.).
  • Enrolled employees and their eligible dependents will receive a COBRA notice to temporarily extend coverage under the Plan in the event that they separate employment or become benefits ineligible. For Cobra rates please click here.
  • To view your personal benefits enrollment information, go to www.mycigna.com. For additional questions about your coverage, contact Cigna at 1-800-736-7568.

Medical Plan

20-Pay Premiums

24-Pay Premiums

 

Non-Tobacco

Tobacco

Non-Tobacco

Tobacco

OAP IN-NETWORK PLUS Option

Employee

Employee + 1

Family

 

$125.81

$280.39

$391.13

 

$155.81

$310.39

$421.13

 

$104.85

$233.66

$325.95

 

$129.85

$258.66

$350.95

OAP BASIC Option

Employee

Employee + 1

Family

 

$88.09

$215.32

$300.36

 

$118.09

$245.32

$330.36

 

$73.41

$179.43

$250.30

 

$98.41

$204.43

$275.30

CHOICE FUND HRA Option

Employee

Employee + 1

Family

 

$55.80

$147.76

$206.12

 

$85.80

$177.76

$236.12

 

$46.50

$123.13

$171.77

 

$71.50

$148.13

$196.77