HEALTH Insurance

Shelby County Schools offers medical benefits administered by Cigna. The side-by-side comparison below provides information on the benefits, copayments, deductibles, and coinsurance for each plan. In-network hospitals include Methodist, LeBonheur, St. Francis, St. Jude and Regional One. Baptist is considered an out-of-network provider.
- Full-time permanent employees (working 30 hours or more per week) may enroll in coverage within 30 days of their hire date (30 days for a re-hire). Employees may cover their legal spouse (if they do not have access to affordable employer sponsored group coverage) and their dependent children age 26 and under.
- Enrollment must be completed online at https://www.mybentek.com/scs.
- Coverage is effective the first day of the month after the completion of 30 days of employment.
- You can only make changes to your health benefits during Open Enrollment each year or within 30 days of a qualifying life event (example: marriage, divorce, birth/adoption of a child, loss of other coverage, dependent loss of other coverage, etc.).
- Enrolled employees and their eligible dependents will receive a COBRA notice to temporarily extend coverage under the Plan in the event that they separate employment or become benefits ineligible.
- To view your personal benefits enrollment information, go to www.mycigna.com. For additional questions about your coverage, contact Cigna at 1-800-736-7568.
Medical Plan | 20-Pay Premiums | 24-Pay Premiums | ||
---|---|---|---|---|
Non-Tobacco | Tobacco | Non-Tobacco | Tobacco | |
OAP IN-NETWORK PLUS Option Employee Employee + 1 Family |
$125.81 $280.39 $391.13 |
$155.81 $310.39 $421.13 |
$104.85 $233.66 $325.95 |
$129.85 $258.66 $350.95 |
OAP BASIC Option Employee Employee + 1 Family |
$88.09 $215.32 $300.36 |
$118.09 $245.32 $330.36 |
$73.41 $179.43 $250.30 |
$98.41 $204.43 $275.30 |
CHOICE FUND HRA Option Employee Employee + 1 Family |
$55.80 $147.76 $206.12 |
$85.80 $177.76 $236.12 |
$46.50 $123.13 $171.77 |
$71.50 $148.13 $196.77 |