Retirement Info

To be eligible for retirement through the Tennessee Consolidated Retirement System (TCRS), you must meet one of the following requirements:

• Full Retirement: 60 years old with 5 years of service (vested) or 30 years of service
• Early Retirement: 55 years old with 5 years of service (vested) or 25 - 29 years of service
• Disability: 5 years of service (vested) or approved accident on the job (must meet the insurance eligibility and be on approved LOA while disability retirement is pending with TCRS to maintain health coverage at approval)
• To check your eligibility, please call 1-800-922-7772.
• Teachers hired after 7.1.2014 (see Hybrid Plan Retirement Qualifications)
• Certified employees hired on or after July 1, 2014 are eligible for this plan which combines defined benefits through TCRS and self-managed contributions through a 401(k) plan with a 5% District Match. Learn more. TCRS has many tools to assist you in determining if you meet the above eligibility requirements.
• Log in to My TCRS at https://mytcrs.tn.gov
• Call 1-800-922-7772.

Estimate

Retirement benefits are determined by a formula using the member's high five-year average salary and years of service. Contact TCRS at 1-800-922-7772 or email TCRS at [email protected] to request an estimate of your benefits. You can expect to receive your estimate within 7-14 business days