Vision Insurance

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Vision Insurance


The Memphis-Shelby County Schools vision plan, offered through Cigna Healthcare, provides both in-network & out-of-network benefits with affordable copays for services and products such as eye exams, glasses, and contacts.  The table below provides information on the benefits and coinsurance for this plan.  For more detailed information on the MSCS Vision plan, view the summary of benefits here


Eligibility & Enrollment Information:

  • Full-time permanent employees (working 30 hours or more per week) may enroll in coverage within 30 days of their hire date (30 days for a re-hire). Employees may cover their legal spouse and their dependent children age 26 and under.
  • Enrollment must be completed online at
  • Coverage is effective the first day of the month after the completion of 30 days of employment.
  • You can only make changes to your vision benefits during Open Enrollment each year or within 30 days of a qualifying life event (example: marriage, divorce, birth/adoption of a child, loss of other coverage, dependent loss of other coverage, etc.).
  • To view your personal benefits enrollment information, go to For additional questions about your coverage, contact Cigna at 1-800-736-7568.

Summary of Benefits:


Vision Plan




Exam (once every 12 months)

$10 copay

Up to $30 allowance

Lenses (once every 12 months)

$20 copay

Up to $25-$60 allowance

Frames (once every 24 months)

$130 allowance plus 20% discount
on amount exceeding frame allowance

Up to $30 allowance


Contact lenses (once every 12 months)

Covered at 100% 
(medically necessary)

$150 allowance (elective)

Up to $225 allowance 
(medically necessary)

Up to $75 allowance (elective)

Pricing Summary:

CIGNA Vision Plan Cost


20 Pay Premiums

24 Pay Premiums




Employee + 1







For questions, please feel free to call (901) 416-5304 or email us at [email protected]

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