SUPPLEMENTAL RETIREMENT PLANS
401k Plan
Memphis-Shelby County Schools, in conjunction with the State of Tennessee, offers a 401k plan through Empower. This is part of Tennessee’s Retire Ready TN platform, which incorporates our defined pension plan through Tennessee Consolidated Retirement Systems (TCRS) and the 401k deferred compensation plans.
MSCS employees are eligible to participate in the 401K plan through Empower. Teachers are automatically enrolled for a 2% contribution with an opt-out option if hired on or after July 1, 2014. All other employees can enroll voluntarily.
To enroll in the 401k deferred compensation plan, make changes to the deduction amount, or ask questions related to establishing an account, please contact Retire Ready/Empower at 1-800-922-7772 or visit their website at https://www.empower-retirement.com/. You may also schedule an appointment with your RetireReadyTN retirement plan advisors for more information.
403(b) Plan
In addition to our state retirement plans through TCRS and Empower, Memphis-Shelby County Schools has several vendors that offer additional 403(b) plan options. For more information on these plans or enrollment inquiries, you may call the vendors directly. A list of vendors has been provided below. Find additional FAQs here.
403(b) Vendor | Vendor Address/Phone |
AIG / VALIC | 278 Franklin Road, Suite 151 Brentwood, TN 37027 (615) 221-2541 |
American Fidelity Insurance | 126 South Flicker Street Memphis, TN 38104 (901) 458-9252 |
Ameriprise Financial | 6750 Poplar Avenue, Suite 114 Memphis, TN 38138 (901) 312-7806 |
AXA Equitable | 494 Williamsburg Lane Memphis, TN 38117 (800) 628-6673 |
College Life Group/Americo | 5545 Murray Road, Suite 205 Memphis, TN 38119 (901) 761-4822 |
Great American Life Insurance | 301 East Fourth Street, 11th Floor Cincinnati, OH 45202 (800) 438-3398 |
Horace Mann Insurance | 1899 Camberley Circle Memphis, TN 38119 (800) 999-1030 |
ING ReliaStar—VOYA | 5050 Poplar Avenue, Suite 2400 Memphis, TN 38157 (901) 496-2741 |
Metlife Resources | 7715 Highway 70, Suite 103A Bartlett, TN 38133 (901) 767-5951 |
Midland National | 3721 Riverdale Road, Suite 102B Memphis, TN 38115 (901) 552-3042 |
NEA/Valuebuilders/Security Benefits & The Legend Group/Legend Equities | PO Box 862 Savannah, TN 38372 (800) 635-8258 |
Plan Members Services | 1278 Salem Road Gadsden, TN 38337 (731) 784-6702 |
Primerica Financial Services PFS/Investments | 5118 Park Avenue, Suite 308 Memphis, TN 38117 (901) 332-5000 |
For questions, please feel free to call (901) 416-5304 or email us at [email protected].
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