Risk Management is the preservation of the physical and human assets of Memphis Shelby County Schools (MSCS) for the successful continuation of its operations to prepare all students for success in learning, leadership, and life. Risk is anything that jeopardizes the health, safety, and welfare of the District including property damage.
Risk Management is Everyone’s Responsibility and below is a 5-step process to assist you.
This 5-step process includes the following:
- Identify potential risks.
- Analyze the risk likelihood and impact.
- Evaluate or prioritize the risk.
- Treat the risk by developing mitigation strategies.
- Then, monitor the effectiveness of these processes.
IF YOU SEE SOMETHING SAY SOMETHING
Memphis Shelby County Schools has the following Insurance Coverage:
- Athletic Accident Insurance for Students – covers out of pocket expenses, such as co-pays and deductibles, for a student that is injured while participating in extracurricular activities. If an injured student does not have personal health insurance and is injured during extracurricular activities, the accident insurance will pay 100%.
To be eligible for these benefits, the parent must file a claim within 90 days, by completing and submitting the Athletic Insurance Claim form to our carrier, A-G Sports Administrators LLC, Sports Insurance Specialist.
Athletic Insurance Claim Process:
The school (coach, athletic director, principal, or other school officials) must complete all portions related to the accident of the Athletic Insurance Claim form and send the claim form to the student’s parent/guardian immediately with a copy of the Student Accident Report.
The parent MUST complete the bottom portion of the claim form by following the instructions and filing the claim with AG within 90 days:
by email: claims@agadm.com OR by fax: (610)933-4122
- Out of State Auto Liability Insurance – provides liability coverage for employees who drive out the state of Tennessee on official District business. This form must be filled out.
For any covered “auto” you own and for any covered “auto” you don’t own, the insurance provided by this coverage is excess over any other collectible insurance including a self-insurance liability plan.
The District must maintain its self-insurance plan in compliance with the Governmental Tort Liability Act / GTLA 29-20-403.
- Blanket Crime Bond Insurance – provides coverage for protection from financial losses due to criminal acts, whether committed by employees or external parties.
Employee Dishonesty is coverage that is found within the commercial crime policy, designed to protect against theft, fraud, and embezzlement committed by the District’s own employees.
- Cyber Security Insurance – provides coverage for protection of computer systems, networks, programs, and data from digital attacks, damage, or unauthorized access. It involves using various technologies, processes, policies, and best practices to ensure the confidentiality, integrity, and availability of digital assets and information against threats like ransomware, malware, and phishing.
- Excess Cyber Security Insurance – Follow form (means this is an extension of the primary Cyber Security coverage) and provides additional coverage.
- Flood Insurance at specific locations – provides coverage for damage to MSCS property caused by flooding only at specific locations.
- General Liability Insurance at specific practice fields - covers 3rd party liability claims of accidental bodily injury to others or damage to their property at specific fields.
- General Liability for Safety & Security Officers – covers MSCS Security Officers while in the course and scope of their job duties for 3rd party claims resulting from accidental bodily injury or property damage.
- Property Insurance – provides coverage for MSCS buildings, owned, rented, and contents which includes office equipment, furniture, fixtures, inventory, and etcetera. It provides financial protection against various risks like fire, theft, vandalism, and other incidents that could damage or destroy MSCS’ property. The District has a one-million-dollar deductible
| Forms & Resources |
We put all applicable forms, publications, links and other resources here. If you don’t see something you need contact us. |
