Vision Insurance
Vision Insurance
The Memphis-Shelby County Schools vision plan, offered through Cigna Healthcare, provides both in-network & out-of-network benefits with affordable copays for services and products such as eye exams, glasses, and contacts. The table below provides information on the benefits and coinsurance for this plan. For more detailed information on the MSCS Vision plan, view the summary of benefits here.
Eligibility & Enrollment Information:
- Full-time permanent employees (working 30 hours or more per week) may enroll in coverage within 30 days of their hire date (30 days for a re-hire). Employees may cover their legal spouse and their dependent children age 26 and under.
- Enrollment must be completed online at https://www.mybentek.com/mscs
- Coverage is effective the first day of the month after the completion of 30 days of employment.
- You can only make changes to your vision benefits during Open Enrollment each year or within 30 days of a qualifying life event (example: marriage, divorce, birth/adoption of a child, loss of other coverage, dependent loss of other coverage, etc.).
- To view your personal benefits enrollment information, go to www.mycigna.com. For additional questions about your coverage, contact Cigna at 1-800-736-7568.
Summary of Benefits:
CIGNA Vision Plan
| Network | Out-of-Network |
| Exam (once every 12 months) | $10 copay | Up to $30 allowance |
| Lenses (once every 12 months) | $20 copay | Up to $25-$60 allowance |
| Frames (once every 24 months) | $130 allowance plus 20% discount | Up to $30 allowance |
Contact lenses (once every 12 months) | Covered at 100% $150 allowance (elective) | Up to $225 allowance Up to $75 allowance (elective) |
Pricing Summary:
CIGNA Vision Plan Cost
| 20 Pay Premiums | 24 Pay Premiums |
| Employee | $3.06 | $2.55 |
| Employee + 1 | $5.86 | $4.89 |
| Family | $9.50 | $7.92 |
2025 Comparison of Plans:
For questions, please feel free to call (901) 416-5304 or email us at benefits@scsk12.org.
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